@font-face{font-family:Manrope;src:url(/assets/fonts/manrope.woff2) format("woff2");font-weight:200 800;font-display:swap}
:root{--navy:#081c2c;--navy2:#0f2f47;--blue:#0a77b5;--blue2:#086396;--sky:#eff8fd;--ink:#18243a;--mut:#5b6b82;--line:#e3e9f2;--bg:#f6f8fc;--r:18px;--sh:0 1px 2px rgba(8,28,44,.06),0 8px 24px rgba(8,28,44,.06);--sh2:0 2px 4px rgba(8,28,44,.06),0 18px 48px rgba(8,28,44,.14)}
*{box-sizing:border-box}html{scroll-behavior:smooth;scroll-padding-top:88px}body{margin:0;font:16.5px/1.65 Manrope,system-ui,-apple-system,Segoe UI,sans-serif;color:var(--ink);background:#fff;-webkit-font-smoothing:antialiased}
img{max-width:100%;height:auto;display:block}a{color:var(--blue2)}h1,h2,h3{font-weight:800;letter-spacing:-.02em;line-height:1.15;color:var(--navy);margin:0 0 .5em}h2{font-size:clamp(26px,4vw,38px)}h3{font-size:19px;letter-spacing:-.01em}
.w{max-width:1200px;margin:0 auto;padding:0 20px}.narrow{max-width:820px}.sr-only{position:absolute;width:1px;height:1px;overflow:hidden;clip:rect(0 0 0 0)}
.skip{position:absolute;left:-999px;top:8px;background:#fff;padding:8px 14px;z-index:99;border-radius:8px}.skip:focus{left:8px}
:focus-visible{outline:3px solid #7cc8f0;outline-offset:2px;border-radius:6px}
.i,.ia,.ic,.is,.it,.ip,.rs{width:24px;height:24px;flex:none}.ia{width:18px;height:18px;transition:transform .25s}.ic{width:20px;height:20px;color:var(--blue)}.is{width:16px;height:16px}.ip{width:16px;height:16px;color:var(--blue)}
.eyebrow{font-size:12.5px;font-weight:800;letter-spacing:.14em;text-transform:uppercase;color:var(--blue);margin:0 0 12px}.eyebrow.light{color:#7cc8f0}
.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;background:var(--blue);color:#fff;padding:14px 24px;border-radius:12px;font:700 15.5px/1 Manrope,sans-serif;text-decoration:none;border:0;cursor:pointer;box-shadow:0 6px 16px rgba(10,119,181,.28);transition:background .2s,transform .2s,box-shadow .2s}
.btn:hover{background:var(--blue2);transform:translateY(-1px);box-shadow:0 10px 22px rgba(10,119,181,.34)}.btn:hover .ia{transform:translateX(3px)}.btn-sm{padding:11px 18px;font-size:14.5px}.btn-block{width:100%}
.btn-ghost{background:transparent;color:var(--navy);box-shadow:none;border:1px solid var(--line)}.btn-ghost:hover{background:var(--bg);color:var(--navy);box-shadow:none}.btn-light{background:#fff;color:var(--navy)}.btn-light:hover{background:var(--sky)}
header.site{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.86);backdrop-filter:saturate(180%) blur(14px);-webkit-backdrop-filter:saturate(180%) blur(14px);border-bottom:1px solid rgba(227,233,242,.8);transition:box-shadow .3s}
header.site.sc{box-shadow:0 6px 24px rgba(8,28,44,.08)}.hd{display:flex;align-items:center;justify-content:space-between;gap:16px;height:72px}.brand img{height:48px;width:auto}
.nav{display:none;gap:30px}.nav a{color:var(--navy);text-decoration:none;font-weight:600;font-size:15px;position:relative}.nav a:after{content:"";position:absolute;left:0;right:0;bottom:-6px;height:2px;background:var(--blue);transform:scaleX(0);transition:transform .25s}.nav a:hover:after{transform:scaleX(1)}
.hero{position:relative;color:#fff;overflow:hidden;background:var(--navy);isolation:isolate}.hbg,.hbg img{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;object-position:50% 40%;z-index:-2}
.hero:before{content:"";position:absolute;inset:0;z-index:-1;background:linear-gradient(180deg,rgba(9,22,46,.80),rgba(9,22,46,.62) 45%,rgba(9,22,46,.92)),linear-gradient(90deg,rgba(9,22,46,.75),rgba(9,22,46,.15))}
.hgrid{display:grid;gap:32px;padding:44px 20px 56px}.hero h1{color:#fff;font-size:clamp(34px,6.2vw,60px);margin:0 0 18px;text-wrap:balance}.lead{font-size:18px;color:#dbe6f7;max-width:560px;margin:0 0 22px}
.ticks{list-style:none;padding:0;margin:0;display:grid;gap:10px}.ticks li{display:flex;gap:10px;align-items:center;font-weight:600;color:#eaf1fc}.ticks .ic{color:#7fb6ff}.ticks.dark li{color:var(--ink)}.ticks.dark .ic{color:var(--blue)}
.crumb{font-size:13.5px;margin:0 0 18px;color:#b6c8e4}.crumb a{color:#dce8fb;text-decoration:none}.crumb a:hover{text-decoration:underline}.crumb span{opacity:.7;margin:0 4px}
.qcard{background:#fff;color:var(--ink);border-radius:22px;box-shadow:0 30px 80px rgba(0,0,0,.35);padding:24px;align-self:start;position:relative}
.prog{margin-bottom:18px}.bar{height:6px;background:var(--sky);border-radius:9px;overflow:hidden}.bar i{display:block;height:100%;width:50%;background:linear-gradient(90deg,var(--blue),#5aa0ff);border-radius:9px;transition:width .5s cubic-bezier(.2,.7,.2,1)}
.steps{display:flex;justify-content:space-between;font-size:12.5px;font-weight:700;color:var(--mut);margin-top:8px;letter-spacing:.02em}.steps .on{color:var(--blue)}
fieldset{border:0;margin:0;padding:0;min-width:0}legend{padding:0;margin-bottom:14px}.qt{display:block;font-size:22px;font-weight:800;color:var(--navy);letter-spacing:-.02em}.qs{display:block;font-size:14.5px;color:var(--mut);margin-top:2px}
.fl{display:block;font-size:13.5px;font-weight:700;color:var(--navy);margin-bottom:12px}.fl em{font-weight:500;color:var(--mut);font-style:normal}
.fl input,.fl select,.fl textarea{display:block;width:100%;margin-top:6px;padding:12px 14px;border:1.5px solid var(--line);border-radius:12px;font:500 16px Manrope,sans-serif;color:var(--ink);background:#fbfcfe;transition:border .2s,box-shadow .2s}
.fl input:focus,.fl select:focus,.fl textarea:focus{outline:0;border-color:var(--blue);box-shadow:0 0 0 4px rgba(10,119,181,.15);background:#fff}.fl input[aria-invalid=true]{border-color:#d64545}
.tiles{display:grid;grid-template-columns:repeat(2,1fr);gap:8px;margin:4px 0 16px}.tile input{position:absolute;opacity:0;pointer-events:none}
.tile span{display:flex;align-items:center;gap:10px;padding:11px 12px;border:1.5px solid var(--line);border-radius:12px;cursor:pointer;font-size:13.5px;transition:all .18s;background:#fbfcfe;height:100%}.tile b{font-weight:700;color:var(--navy);line-height:1.2}.tile .i{width:20px;height:20px;color:var(--blue)}
.tile span:hover{border-color:#b9d2f7;background:#fff}.tile input:checked+span{border-color:var(--blue);background:var(--sky);box-shadow:0 0 0 3px rgba(10,119,181,.12)}.tile input:focus-visible+span{outline:3px solid #7cc8f0}
.msg{font-size:14px;background:#fff6e6;border:1px solid #f5d79e;color:#7a4b00;padding:10px 12px;border-radius:10px;margin:-4px 0 12px}
.fine{display:flex;gap:6px;align-items:center;justify-content:center;font-size:12.5px;color:var(--mut);margin:12px 0 0}.two{display:grid;gap:0 12px}.acts{display:grid;grid-template-columns:auto 1fr;gap:10px;margin-top:4px}
.hp{position:absolute;left:-9999px;width:1px;height:1px;overflow:hidden}
.js .s2{display:none}.js .qf.at2 .s1{display:none}.js .qf.at2 .s2{display:block}.js .step.in{animation:stepin .45s cubic-bezier(.2,.7,.2,1)}
@keyframes stepin{from{opacity:0;transform:translateX(18px)}to{opacity:1;transform:none}}
.trust{border-bottom:1px solid var(--line);background:#fff}.tgrid{display:grid;grid-template-columns:repeat(2,1fr);gap:18px;padding:24px 20px}.tgrid div{display:flex;gap:12px;align-items:center}.it{color:var(--blue);background:var(--sky);padding:9px;width:42px;height:42px;border-radius:12px}.tgrid b{display:block;color:var(--navy);font-size:14.5px}.tgrid span{font-size:13.5px;color:var(--mut);line-height:1.35}
.sec{padding:72px 0}.sec.alt{background:var(--bg)}.shead{max-width:640px;margin-bottom:36px}.shead p:not(.eyebrow){color:var(--mut);font-size:17.5px;margin:0}
.cards{display:grid;gap:18px}.card{display:flex;flex-direction:column;background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:26px;text-decoration:none;color:var(--ink);box-shadow:var(--sh);transition:transform .3s cubic-bezier(.2,.7,.2,1),box-shadow .3s,border-color .3s}
.card:hover{transform:translateY(-4px);box-shadow:var(--sh2);border-color:#cfdcf0}.card p{color:var(--mut);font-size:15px;margin:0 0 18px;flex:1}.cic{display:grid;place-items:center;width:48px;height:48px;border-radius:14px;background:linear-gradient(135deg,var(--sky),#dbe9ff);color:var(--blue);margin-bottom:18px}
.more{display:inline-flex;gap:6px;align-items:center;font-weight:700;color:var(--blue2);font-size:14.5px}.card:hover .ia{transform:translateX(3px)}.tag{align-self:flex-start;font-size:12px;font-weight:800;letter-spacing:.08em;text-transform:uppercase;background:var(--sky);color:var(--blue2);padding:5px 10px;border-radius:99px;margin-bottom:14px}
.split{display:grid;gap:40px;align-items:start}.steps3{display:grid;gap:14px}.stp{background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:22px 22px 18px;box-shadow:var(--sh)}.stp .n{font-size:13px;font-weight:800;color:var(--blue);letter-spacing:.1em}.stp h3{margin:6px 0 4px}.stp p{margin:0;color:var(--mut);font-size:15px}
.local{background:linear-gradient(160deg,var(--navy),var(--navy2));color:#d6e2f5;border-radius:24px;padding:36px;box-shadow:var(--sh2)}.local h2{color:#fff;font-size:clamp(24px,3vw,32px)}.local .eyebrow{color:#7cc8f0}.local strong{color:#fff}.local .ticks.dark li{color:#eaf1fc}.local .ticks.dark .ic{color:#7fb6ff}
.clist{list-style:none;padding:0;margin:0 0 14px;display:grid;gap:12px}.clist li{display:flex;gap:12px;align-items:flex-start;background:#fff;border:1px solid var(--line);border-radius:14px;padding:14px 16px;font-weight:600}.clist a{color:var(--navy);text-decoration:none}.clist a:hover{color:var(--blue)}.note{color:var(--mut);font-size:14.5px}
.chips{display:flex;flex-wrap:wrap;gap:10px}.chips a{display:inline-flex;gap:8px;align-items:center;padding:11px 18px;border:1px solid var(--line);border-radius:99px;text-decoration:none;color:var(--navy);font-weight:700;font-size:14.5px;background:#fff;transition:all .2s}.chips a:hover{border-color:var(--blue);background:var(--sky)}
.rev{display:flex;gap:22px;align-items:flex-start;border:1.5px dashed #c9d7ec;border-radius:24px;padding:34px;background:linear-gradient(180deg,#fbfdff,#f4f8fe)}.rs{width:48px;height:48px;color:var(--blue);background:#fff;padding:11px;border-radius:14px;box-shadow:var(--sh)}.rev p:not(.eyebrow){color:var(--mut);margin:0;max-width:640px}
.faq{border-top:1px solid var(--line)}details{border-bottom:1px solid var(--line)}summary{list-style:none;display:flex;justify-content:space-between;gap:16px;align-items:center;padding:20px 0;font-weight:700;font-size:17px;color:var(--navy);cursor:pointer}summary::-webkit-details-marker{display:none}
.pm{width:28px;height:28px;flex:none;border-radius:50%;background:var(--sky);position:relative;transition:transform .3s}.pm:before,.pm:after{content:"";position:absolute;left:8px;right:8px;top:13px;height:2px;background:var(--blue);border-radius:2px}.pm:after{transform:rotate(90deg);transition:transform .3s}details[open] .pm:after{transform:rotate(0)}details p{margin:0 0 20px;color:var(--mut);max-width:700px}
.phead{background:radial-gradient(1200px 400px at 85% -10%,rgba(90,160,255,.35),transparent),linear-gradient(160deg,var(--navy),var(--navy2));color:#fff;padding:56px 0 60px}.phead h1{color:#fff;font-size:clamp(32px,5vw,52px);max-width:820px;text-wrap:balance}
.prose{max-width:760px}.prose h2{font-size:26px;margin-top:40px}.prose li{margin:6px 0}.prose p,.prose li{color:#33425a;font-size:17px}
.aside{display:flex;gap:18px;align-items:flex-start;margin-top:44px;background:var(--bg);border:1px solid var(--line);border-radius:20px;padding:28px}.aside p{margin:0 0 16px!important}
.cta-band{background:linear-gradient(120deg,var(--blue2),#3d86f0);color:#e7f0ff}.cta-in{display:grid;gap:22px;padding:56px 20px;align-items:center}.cta-band h2{color:#fff;margin:0 0 6px}.cta-band p{margin:0}
footer.site{background:#081630;color:#a9b8d0;padding:64px 0 28px;font-size:14.5px}.fgrid{display:grid;gap:36px}footer h3{color:#fff;font-size:14px;letter-spacing:.1em;text-transform:uppercase;margin-bottom:14px}footer a{color:#cbd7ea;text-decoration:none;display:block;padding:4px 0}footer a:hover{color:#fff}footer .btn{display:inline-flex;color:#fff;margin-top:14px}
.flogo{width:200px;height:auto}.fbrand p{max-width:320px}.fbot{display:flex;flex-wrap:wrap;gap:12px;justify-content:space-between;border-top:1px solid #1c2c4a;margin-top:44px;padding-top:22px}.fbot a{display:inline}
.js .reveal{opacity:0;transform:translateY(16px);transition:opacity .7s cubic-bezier(.2,.7,.2,1),transform .7s cubic-bezier(.2,.7,.2,1)}.js .reveal.vis{opacity:1;transform:none}
@media(prefers-reduced-motion:reduce){*{animation:none!important;transition:none!important;scroll-behavior:auto!important}.js .reveal{opacity:1;transform:none}}
@media(min-width:640px){.cards{grid-template-columns:repeat(2,1fr)}.two{grid-template-columns:1fr 1fr}.tiles{grid-template-columns:repeat(4,1fr)}.tile span{flex-direction:column;text-align:center;gap:6px;padding:12px 6px}.clist.cols{grid-template-columns:1fr 1fr}.fgrid{grid-template-columns:1fr 1fr}}
@media(min-width:960px){.nav{display:flex}.hgrid{grid-template-columns:1.05fr 1fr;gap:56px;padding:80px 20px 96px;align-items:center}.qcard{padding:30px}.cards{grid-template-columns:repeat(4,1fr)}.cards.c3{grid-template-columns:repeat(3,1fr)}.tgrid{grid-template-columns:repeat(4,1fr)}.split{grid-template-columns:1fr 1fr;gap:56px}.sec{padding:104px 0}.cta-in{grid-template-columns:1fr auto}.fgrid{grid-template-columns:1.3fr 1fr 1fr 1fr 1.1fr}}
/* v3 hero per reference */
.hero{background:#0b1730}.hero:before{background:linear-gradient(180deg,rgba(11,23,48,.35) 0,rgba(11,23,48,.55) 40%,#0b1730 78%)}
.hbg,.hbg img{bottom:auto;height:300px}
.hgrid{padding-top:200px}
.eyebrow.area{color:#5aa7ff;letter-spacing:.06em;font-size:13px}
.hero h1{font-size:clamp(34px,7vw,58px)}
.qcard{border-radius:20px;padding:20px 18px 16px;box-shadow:0 24px 60px rgba(0,0,0,.4)}
.qt{font-size:21px;margin-bottom:14px}.qs{margin:-8px 0 14px}
.tiles{grid-template-columns:1fr 1fr!important;gap:10px;margin:0 0 12px}
.tile span{flex-direction:column!important;align-items:center;justify-content:center;gap:8px;padding:18px 8px!important;background:#f1f3f6;border:1.5px solid transparent;border-radius:12px;font-size:16px}
.tile .i{width:22px;height:22px;color:var(--navy)}.tile b{font-weight:700}
.tile span:hover{background:#e9edf3;border-color:transparent}.tile input:checked+span{background:var(--sky);border-color:var(--blue)}.tile input:checked+span .i{color:var(--blue)}
.s1 .fl input{padding:15px 16px;font-size:17px;border-radius:12px;background:#fff}
.btn-lg{padding:17px 24px;font-size:17.5px;border-radius:12px;background:#0a77b5;box-shadow:0 8px 20px rgba(10,119,181,.32)}.btn-lg:hover{background:#086396}
.s1 .fine{justify-content:flex-start;font-size:13.5px;color:#55606f;margin-top:12px}
.stiles{display:grid;grid-template-columns:repeat(2,1fr);gap:8px;margin:0 0 14px}.stile input{position:absolute;opacity:0}.stile span{display:flex;gap:8px;align-items:center;padding:11px 12px;border:1.5px solid var(--line);border-radius:12px;font-weight:700;font-size:14px;color:var(--navy);cursor:pointer;background:#fbfcfe;transition:all .18s}.stile .i{width:18px;height:18px;color:var(--blue)}
.stile input:checked+span{border-color:var(--blue);background:var(--sky)}.stile input:focus-visible+span{outline:3px solid #7cc8f0}.stile.off{display:none}
.prog{margin:0 0 14px}.prog .steps{margin:0 0 8px}.lnk{background:none;border:0;color:var(--blue2);font:700 13px Manrope,sans-serif;cursor:pointer;padding:0}.bar i{width:100%}
@media(min-width:960px){.hbg,.hbg img{height:100%;bottom:0}.hero:before{background:linear-gradient(90deg,rgba(11,23,48,.94) 0,rgba(11,23,48,.78) 45%,rgba(11,23,48,.45)),linear-gradient(0deg,rgba(11,23,48,.6),transparent 40%)}.hgrid{padding-top:88px;grid-template-columns:1.1fr .9fr}.qcard{padding:28px 26px 20px}}
@media(max-width:959px){.hbg img{-webkit-mask-image:linear-gradient(#000 60%,transparent);mask-image:linear-gradient(#000 60%,transparent);object-position:40% 50%}.hero:before{background:linear-gradient(180deg,rgba(11,23,48,.25),rgba(11,23,48,.5) 220px,#0b1730 300px)}.hero .ticks{display:none}.hgrid{padding-top:190px;gap:22px}.lead{font-size:16.5px;margin-bottom:0}.hero h1{font-size:36px;margin-bottom:12px}}
@media(min-width:960px){.hero:before{background:linear-gradient(90deg,rgba(11,23,48,.93) 0,rgba(11,23,48,.72) 45%,rgba(11,23,48,.3)),linear-gradient(0deg,rgba(11,23,48,.55),transparent 40%)}}

/* v4: PDF restructure */
.eyebrow.area,.hero .eyebrow{color:#149ee3}.eyebrow.light{color:#7cc8f0}
.js .s2,.js .s3{display:none}.js .qf.at2 .s1,.js .qf.at3 .s1,.js .qf.at3 .s2{display:none}.js .qf.at2 .s2,.js .qf.at3 .s3{display:block}
.qf.at3 .bar i{width:100%!important}.qf.at2 .bar i{width:66%!important}
.qsub{margin:-4px 0 12px;font-weight:700;color:var(--mut);font-size:14.5px}
.tile small{display:block;font-size:12.5px;color:var(--mut);font-weight:600}
.br{display:none}.br.on{display:block}html:not(.js) .br{display:block}
.lab{font-size:13.5px;font-weight:700;color:var(--navy);margin:4px 0 6px}
.chipset{display:flex;flex-wrap:wrap;gap:6px;margin:0 0 12px}.chip input{position:absolute;opacity:0}
.chip span{display:inline-block;padding:8px 12px;border:1.5px solid var(--line);border-radius:999px;font-size:13.5px;font-weight:700;color:var(--navy);cursor:pointer;background:#fbfcfe;transition:all .15s}
.chip input:checked+span{border-color:#149ee3;background:var(--sky);color:var(--blue2)}.chip input:focus-visible+span{outline:3px solid #7cc8f0}
.three{display:grid;grid-template-columns:repeat(3,1fr);gap:10px}
.chk{display:flex;gap:10px;align-items:flex-start;font-size:13.5px;color:var(--ink);line-height:1.5;margin:6px 0 10px;cursor:pointer}.chk input{width:18px;height:18px;margin-top:2px;flex:none;accent-color:var(--blue)}
.chk.flex{align-self:end;padding-bottom:12px}
.consent{background:var(--sky);border:1px solid #cfe8f6;border-radius:12px;padding:12px;font-size:12.8px}
.warn{font-size:12.5px;color:#7a4b00;background:#fff7e6;border-radius:10px;padding:8px 10px;margin:0 0 8px}
.sgrid{display:grid;gap:18px}@media(min-width:760px){.sgrid{grid-template-columns:1fr 1fr}}
.sbox{background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:26px;box-shadow:var(--sh)}.sbox h2{font-size:21px;margin-top:6px}.sbox p{margin:0;color:var(--mut)}
.sn{font-weight:800;color:#149ee3;font-size:13px;letter-spacing:.1em}
.split2{display:grid;gap:24px;margin:0 0 28px}@media(min-width:760px){.split2{grid-template-columns:1fr 1fr}}.gh{display:flex;gap:10px;align-items:center;font-size:20px}
.rlinks{display:flex;flex-wrap:wrap;gap:10px}.rlinks a{display:inline-flex;gap:8px;align-items:center;padding:12px 18px;border-radius:12px;background:#fff;border:1px solid var(--line);text-decoration:none;font-weight:700;color:var(--navy)}.rlinks a:hover{border-color:#149ee3}
.art h2{font-size:24px;margin-top:1.4em}.ph{background:#fff4d6;padding:1px 6px;border-radius:6px;font-style:italic}
.disc{font-size:13px;color:#a9bccb;max-width:860px;margin:26px 0 0;line-height:1.6}.disc b{color:#fff}
.dd{position:relative}.ddb{background:none;border:0;font:600 15px Manrope,sans-serif;color:var(--navy);cursor:pointer;display:flex;align-items:center;gap:4px;padding:6px 0}.chev{width:16px;height:16px;transition:transform .2s}.dd.op .chev{transform:rotate(180deg)}
.ddm{display:none;position:absolute;top:100%;left:-14px;min-width:240px;background:#fff;border:1px solid var(--line);border-radius:14px;box-shadow:var(--sh2);padding:8px;z-index:60}
.dd.op .ddm{display:block}.ddm a{display:block;padding:9px 12px;border-radius:9px;font-size:14.5px}.ddm a:after{display:none}.ddm a:hover{background:var(--sky)}.ddm .ddh{font-weight:800}
.mtog{display:flex;flex-direction:column;gap:5px;background:none;border:0;padding:10px;cursor:pointer;margin-left:auto}.mtog span{width:22px;height:2px;background:var(--navy);border-radius:2px}
.hd{display:flex;align-items:center}.brand img{width:132px;height:auto}
@media(max-width:959px){header.site.open .nav{display:flex;flex-direction:column;align-items:stretch;gap:2px;position:absolute;left:0;right:0;top:100%;background:#fff;padding:12px 20px 20px;border-bottom:1px solid var(--line);box-shadow:var(--sh2);max-height:80vh;overflow:auto}
header.site.open .nav>a,.ddb{padding:10px 0;font-size:16px}.ddm{position:static;box-shadow:none;border:0;padding:0 0 0 10px}.navcta{margin-top:10px}.three{grid-template-columns:1fr 1fr 1fr}}
@media(min-width:960px){.mtog{display:none}.nav{display:flex;align-items:center;gap:26px;margin-left:auto}.navcta{margin-left:6px}.navcta:after{display:none}}
.btn{box-shadow:0 6px 16px rgba(10,119,181,.25)}
.qf.at2,.qf.at3{}.hero:has(.qf.at2) .hgrid,.hero:has(.qf.at3) .hgrid{align-items:start}

/* v5: direction file palette and layout */
:root{--navy:#0B1930;--navy2:#13294d;--black:#080D14;--blue:#2787E8;--blue2:#1A6BC4;--lblue:#45A6E8;--sky:#EAF4FD;--bg:#F5F7FA;--ink:#141c28;--mut:#4f5d70}
h1,h2,h3{color:var(--black)}a{color:var(--blue2)}
.eyebrow{color:var(--blue2)}.eyebrow.light,.hero .eyebrow,.eyebrow.area{color:var(--lblue)}
.btn,.btn-lg{background:var(--blue);font-weight:800;box-shadow:0 6px 16px rgba(39,135,232,.28)}.btn:hover,.btn-lg:hover{background:var(--blue2)}
.btn-outline{background:transparent;border:1.5px solid rgba(255,255,255,.7);color:#fff;box-shadow:none}.btn-outline:hover{background:rgba(255,255,255,.1);border-color:#fff}
.btn-line{background:#fff;color:var(--blue2);border:1.5px solid var(--blue);box-shadow:none}.btn-line:hover{background:var(--sky);color:var(--blue2)}
header.site{background:#fff;backdrop-filter:none;-webkit-backdrop-filter:none}
.brand img{width:156px}@media(min-width:960px){.brand img{width:138px}.nav{gap:20px}.nav a,.ddb{font-size:14.5px}}
@media(max-width:959px){.hd{height:78px}}
.hero,.hero:before{--hn:11,25,48}.hero{background:var(--navy)}
@media(min-width:960px){.hero:before{background:linear-gradient(90deg,rgba(11,25,48,.92) 0,rgba(11,25,48,.7) 42%,rgba(11,25,48,.18) 100%),linear-gradient(0deg,rgba(11,25,48,.45),transparent 35%)!important}}
.hcta{display:flex;flex-wrap:wrap;gap:12px;margin-top:22px}
.hero.solo .hgrid{grid-template-columns:1fr;min-height:0}.hero.solo .hcopy{max-width:720px}
@media(min-width:960px){.hero.solo .hgrid{padding:110px 20px 110px}}
.pcards{display:grid;gap:20px}@media(min-width:640px){.pcards{grid-template-columns:1fr 1fr}}@media(min-width:1000px){.pcards{grid-template-columns:repeat(4,1fr)}.pcards.c3{grid-template-columns:repeat(3,1fr)}}
.pcard{display:flex;flex-direction:column;background:#fff;border:1px solid var(--line);border-radius:16px;overflow:hidden;text-decoration:none;color:var(--ink);box-shadow:var(--sh);transition:box-shadow .25s,transform .25s}
.pcard:hover{box-shadow:var(--sh2);transform:translateY(-3px)}.pcard img{aspect-ratio:3/2;object-fit:cover;width:100%}.pcard .pb{padding:20px 20px 22px;display:flex;flex-direction:column;flex:1}.pcard h3{font-size:18px}.pcard p{color:var(--mut);font-size:15px;margin:0 0 16px;flex:1}
.feat{display:grid;gap:36px;align-items:center}.feat img{border-radius:20px;width:100%;aspect-ratio:4/3;object-fit:cover;box-shadow:var(--sh2)}
@media(min-width:900px){.feat{grid-template-columns:1fr 1fr;gap:64px}.feat.rev2 .fimg{order:2}}
.feat p{color:var(--mut);font-size:17px}.dots{list-style:none;padding:0;margin:0 0 24px;display:grid;gap:10px}@media(min-width:560px){.dots{grid-template-columns:1fr 1fr}}.dots li{display:flex;gap:10px;align-items:center;font-weight:700;color:var(--black)}.dots .ic{color:var(--blue)}
.bens{display:grid;gap:28px}@media(min-width:760px){.bens{grid-template-columns:1fr 1fr}}.ben{border-top:3px solid var(--blue);padding-top:18px}.ben p{color:var(--mut);margin:0}
.local2{background:var(--navy);color:#cfdbec}.local2 h2{color:#fff}.local2 p{color:#cfdbec;font-size:17px}.local2 .feat img{box-shadow:none}
.areas .search{display:block;max-width:420px;margin:0 0 8px}.areas input{width:100%;padding:13px 16px;border:1.5px solid var(--line);border-radius:12px;font:500 16px Manrope,sans-serif}
#areacount{font-size:14px;color:var(--mut);min-height:22px;margin:0 0 14px}.agroup{margin-bottom:26px}.agroup h3{font-size:16px;letter-spacing:.06em;text-transform:uppercase;color:var(--navy)}
.alist{list-style:none;padding:0;margin:0;display:flex;flex-wrap:wrap;gap:8px}.alist li{padding:8px 14px;border-radius:99px;background:#fff;border:1px solid var(--line);font-weight:700;font-size:14.5px;color:var(--black)}.alist li a{text-decoration:none;color:var(--blue2)}
.blk{margin-bottom:56px}.blk:last-child{margin-bottom:0}.blk h2{margin-bottom:10px}.blk>p{color:var(--mut);font-size:17px;max-width:760px}
.ogrid{display:grid;gap:14px;margin-top:20px}@media(min-width:640px){.ogrid{grid-template-columns:1fr 1fr}}@media(min-width:1000px){.ogrid{grid-template-columns:repeat(3,1fr)}}
.og{background:#fff;border:1px solid var(--line);border-radius:14px;padding:20px}.og h3{font-size:17px;margin-bottom:6px}.og p{margin:0;color:var(--mut);font-size:15px}
.cta-band{background:var(--navy)}.cta-band .btn-light{background:var(--blue);color:#fff}.cta-band .btn-light:hover{background:var(--blue2)}.cta-band .sup{font-size:14px;color:#a9bbd3;margin-top:8px}
footer.site{background:var(--black)}.fcredit{font-size:13px;color:#8d9bb0}.fcredit a{display:inline;color:#cbd7ea}
@media(min-width:960px){.fgrid{grid-template-columns:1.4fr 1fr 1fr 1fr}}
.stepsx{display:grid;gap:18px}@media(min-width:860px){.stepsx{grid-template-columns:repeat(3,1fr)}}
.checks{display:grid;grid-template-columns:1fr 1fr;gap:4px 10px;margin:0 0 12px}.checks .chk{margin:2px 0;font-weight:600}
.consent{font-size:12.8px}
/* v6: even form tiles with check indicator, even hero buttons, maps */
.tiles{grid-template-columns:1fr 1fr;gap:10px;align-items:stretch}
.tile{display:flex;position:relative;margin:0}
.tile span{position:relative;display:flex;flex-direction:column;align-items:flex-start;justify-content:flex-start;gap:6px;width:100%;min-height:118px;box-sizing:border-box;padding:14px 14px 14px;border:2px solid var(--line);background:#fff}
.tile span .ic{width:24px;height:24px}
.tile b{font-size:15px;line-height:1.25;padding-right:26px}.tile small{font-size:12.5px;line-height:1.35;color:var(--mut)}
.tile .tk{position:absolute;top:12px;right:12px;width:22px;height:22px;border:2px solid #a9b6c8;border-radius:50%;background:#fff;box-sizing:border-box;transition:all .15s}
.tile input:checked+span{border-color:var(--blue);background:var(--sky)}
.tile input:checked+span .tk{border-color:var(--blue);background:var(--blue) url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 16 16'%3E%3Cpath d='M3.5 8.5l3 3 6-7' fill='none' stroke='%23fff' stroke-width='2.2' stroke-linecap='round' stroke-linejoin='round'/%3E%3C/svg%3E") center/13px no-repeat}
.tile span:hover .tk{border-color:var(--blue)}
.hcta{align-items:stretch;gap:12px}
.hcta .btn{margin:0;min-height:56px;padding:0 26px;line-height:1.2;text-align:center;box-sizing:border-box}
@media(max-width:600px){.hcta{flex-direction:column}.hcta .btn{width:100%;padding:0 18px}}
.amap{height:380px;border-radius:14px;overflow:hidden;background:#e8eef4;border:1px solid var(--line);margin-top:8px}
.amap noscript p{padding:16px}
.mapsrc{font-size:13.5px;color:var(--mut);margin-top:10px}
.maplist{columns:3 170px;margin:14px 0 0;padding-left:18px}.maplist li{margin:0 0 6px}
.fareas{border-top:1px solid rgba(255,255,255,.14);padding:18px 0 4px;margin-top:10px}.fareas h3{font-size:15px;margin:0 0 8px;color:inherit}.fareas p{margin:0;line-height:2;font-size:14px}.fareas a{margin-right:14px;white-space:nowrap}